
High interest for private investors
Would you like to earn high interest on your savings with full flexibility and without a long lock-in period?
It's possible with Finyoz!
Determine your own terms and increase your return up to %p.a.
Finyoz is exactly what you need
Super flexible
Invest an amount of your choice for 14 to 90 days regardless if you want to invest EUR 100 or EUR 100,000.
Profitable Returns
At the end of your investment period you will receive back your funds with an interest rate up to % p.a. Zero or even negative interest rates become unknown terms for you with Finyoz.
Invest, gain, repeat.
If you want, Finyoz Autoinvest will automatically reinvest your funds for as long as you want at your pre-selected investment horizon. So you don't have to worry about anything and benefit from compounding interest.
Place investments in three simple steps
1. Choose term
The Finyoz model offers freely selectable investment horizons from 14 to 90 days.
2. Choose amount
Invest as much or as little as you like - depending on your current cash requirements.
3. Confirm investment
Your expected interest and repayment date will be calculated automatically.
That's it! Now you only have to wait until the end of your investment period and enjoy high interest rates!
Finyoz at zero cost
Our terms
- No registration fee
- No monthly account maintenance fees
- No custody fee
- No transaction fees for investments
- No deposit fee
For external transfers we charge EUR 2.50 or 0.02% of the payout amount.
Your financing at a glance - always and everywhere
Access Finyoz from your desktop's browser or as web-app from any tablet or smartphone.

Registering with Finyoz is as easy as investing
1. Register
2. Online identification
In less than two minutes.
3. Complete verification
Once you have successfully completed your registration, you will receive access to your free Finyoz Investor account. You can now place your first investment.
How Finyoz stacks up against other forms of investments
In addition to the very short and freely selectable investment horizon, Finyoz is extremely secure. Some investment forms have low interest rates, some have a high risk of losses, and some even have both. With Finyoz you can square the circle: high interest at low risk.
Risks are always part of the economics environment, but we minimize them wherever possible. Our matching algorithm spreads your investment across many companies ensuring your base capital is protected in the most cases and to a large extend.
Your investment on autopilot
Our optional Autoinvest feature automatically reinvests your repayment including the earned interest. This is not only convenient, but also increases your return through compounding interest.
Your flexibility remains unchanged. You can deactivate Autoinvest at any time and after completing the investment round (i.e. 14 to 90 days), your funds will be parked in your cash account again.
Calculate your return
Enter the investment amount and choose your preferred duration to calculate your return. Compare a single investment to automatic reinvestment with Autoinvest and compound interest.
EUR
Autoinvest
Refund 30 days later
0
EUR
Return 30 days later
0
EUR
0
0
Still got questions?
Visit FAQ's: Questions and Answers
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As a tied agent according to §3(2) WplG, Finyoz Deutschland GmbH is arranging deals in investments under §2(2)(3) WplG and placing financial instruments without a firm commitment §1(1a)(2)(1c) KWG under the name and account of DonauCapital Wertpapier GmbH, Passauer Str. 5, 94161 Ruderting, supervised by the German Financial Authority (“Bundesanstalt für Finanzdienstleistungsaufsicht, BaFin”) which has a publicly accessible register under www.bafin.de listing all supervised companies. Payment services for Finyoz Deutschland GmbH are provided by CurrencyCloud B.V. (https://www.currencycloud.com/legal/terms/) registered in the Netherlands No. 72186178. Registered Office: Nieuwezijds Voorburgwal 296 - 298, Mindspace Nieuwezijds Office 001 Amsterdam. CurrencyCloud B.V. is authorised by the DNB under the Wet op het financieel toezicht to carry out the business of a electronic-money institution (Relation Number: R142701).